How to get a loan?
01
Submit several applications online
Select several partners and fill out applications on their websites (takes up to 10 minutes)
02
Wait for a decision
You will be notified about the decision
03
Get the money
Sign the contract and get the money on your card
Why do people choose us?
Quick
Complete 2-3 applications at the same time to get money faster
Safe
All our partners have licenses to engage in financial activities
Simple
All you need to get a loan is the internet and a bank card
Frequently Asked Questions
Online loans are a convenient way to get money quickly and easily without going through a lengthy application process. Here are some frequently asked questions:
We are a platform that allows you to compare and choose loan services. With our website, you can save time and money by finding the best offer for you from several loan providers. You can easily compare interest rates, repayment terms, fees and other factors.
The most common reasons for loan rejection are as follows:
- Filling in the form incorrectly. Enter your first and last name as they appear in your passport. Fill in all fields in your personal cabinet. Providing additional information will increase the probability of a positive decision.
- Change the loan amount to a lower one or extend the loan term. Make sure you have entered the information correctly. Contact a credit bureau to check your credit history. Find out if the information on previously closed loans has been updated. You may have already closed a loan, but the information about it was not updated in time.
- Wait a few days after receiving a rejection. The system may be updated and your application may be approved.
- Make applications in several credit organizations at once. Automated decision-making systems are different for every lending institution, and if you get rejected by one company, it doesn’t mean you’ll get rejected by another one.
You can apply for credit 24 hours a day and receive a decision.
Please note that some applications may require additional review by the operator and will be reviewed during business hours.
Yes. You can repay the loan early and thereby reduce the cost of using the borrowed capital. In this case, you will pay interest only for the days when you actually used the money. You can find out the details and the cost of the loan in your personal client cabinet.
If you deliberately avoid fulfilling your obligations, the credit company may start the process of debt collection through the court. In addition, information about your debts will be transferred to credit bureaus, which will negatively affect future attempts to obtain a loan from banks or MFIs.
At the first application to each credit organization, you must fill in all the data in the questionnaire.
At the next applications you need to enter your personal cabinet, choose the required amount and term.
It takes from 5 to 20 minutes to make a decision to grant a loan and credit the funds to the bank card.
Sometimes applications are considered by a separate specialist, but this is rather rare, and even in this case the processing of the application is fast. The client does not spend extra time waiting.
More detailed information about the procedure of crediting funds to card accounts by cashless transfer can be obtained from the credit organization you have chosen.
Most often, you can cancel a loan before you agree to the terms of the contract. As soon as you agree to the terms of the contract, the service takes effect.
No. You can apply online. The agreement is signed electronically. Funds are transferred to the bank card you specify.
The money can be used for any purpose. You are absolutely free to choose what to spend the borrowed money on.
In most cases, you can repay the loan in several ways: by setting up automatic repayment, from your personal cabinet on the website of the credit organization and by bank transfer to the company’s bank account.
Yes, it is possible if you pay your loans on time and have no defaults.
Most companies offer the service of prolongation (extension of the term of the loan agreement). In your personal cabinet you can choose the term of loan prolongation and calculate the amount of mandatory advance payment (prolongation interest rate) depending on the prolongation term.